info@incomeprotect.co.uk
Income Protection

Avoid the sink of depression when unable to work – arrange for Income Protection Insurance today.

The modern world is far more money orientated, as we draw comfort from the material possessions, excessive choices and refined way of living that was simply not experienced in years gone by.

By this it’s meant that you don’t have to go back too far to understand the hardships faced by many, where financial matters meant the difference between life and death. In today’s world, there are ways that you can now protect your income and the main way is through taking out Income Protection Insurance. It is a specialist insurance policy that provides a continual monthly allowance that is calculated in most cases as a percentage of the gross annual salary of the individual wishing to purchase the insurance policy.

Carrying many benefits, there are many pluses to arranging suitable cover for your income, more so as countries the world over are still recovering from the recession, almost a year after. Many people who have insufficient or no protection from losing their income finds that any government handouts or benefits simply don’t cover their bills, let alone provide enough to pay mortgage payments. The effect that such financial worries can have on people is devastating with many developing worse conditions such as depression, substance abuse, alcoholism and violent disorders.

Taking on an income protection insurance policy isn’t as costly as many might believe. There are certain factors that can alter the amount you pay each month and with a little preparation and work you can gain a cheap and affordable quote that will offer great benefits. At the end of the day, having protection in place and understanding the level of cover you have means that you can be sufficiently insured in the event that circumstances change and you need to make a claim.

Income protection insurance companies are dedicated to offering low cost and competitive income insurance should you find that your income is jeopardised. Taking a moment to discuss your needs and requirements with qualified and fully regulated advisors, you can tailor a bespoke plan that will suit you best and one that you fully understand, in plain and simple English.